Does Refinancing Make Sense? 

 

MassHousing's Refinance Program helps current MassHousing borrowers refinance their mortgage loan, keep your mortgage loan serviced by MassHousing, possibly lower your interest rate and monthly mortgage payment, and includes discounted closing costs.

 

To be eligible for the program, you must:

• Have a credit score at or above 640

• Occupy the home as your primary residence

• Do not own any other residential property

• Have an annual income not to exceed the maximum for your county: